By Seton Motley -
The answer to everything even remotely policy-related – is less government. Because the original sin of everything even remotely policy-related – is too much government. Want to solve our health care “crisis” – ??? Undo the original government sins.
After World War II – taxes were kept at during-WW II levels. So in an end run around this too much government – the private sector started offering employees untaxed “benefits”…including health insurance. Post-WW II set up a bizarre, antithetical-to-Reality system…where health insurance isn’t tied to the person – it’s tied to the person’s employer. Which is inherently very stupid.
Post-WW II set up a bizarre, antithetical-to-Reality system…where health insurance stopped being a catastrophic policy, and started paying for EVERY encounter with a health care provider. Car insurance pays when you wrap your car around a tree. Imagine how stupid and expensive it would be – if they were paying for everything up to and including oil changes and windshield wipers.
Post-WW II also set up a bizarre, antithetical-to-Reality third-party-payer system. The doctor and patient are in the room negotiating services and terms – the guy picking up the tab is not. Which guarantees skyrocketing prices and costs. Because human nature. A buyer wants to buy as much as he can.
A seller wants to sell as much as he can – for as much as he can. The check and balance upon these billions of daily commercial exchanges – is the buyer’s wallet.
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